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Posted by Ben @ December 23rd, 2009 7:18 pm. Filed under: Clearly You've Thought This Through,My Other Car Is Another Car,Young, Dumb, And Online — Tags: Peter Boocock —

Younger Drivers to be treated more fairly on Car Insurance.

by Peter Boocock

The current system for insurance for younger drivers makes the sensible young drivers suffer for the show off young drivers by charging every driver who is under 25 years of age, a very high premium for there insurance.

The system needs to be changed so that good, responsible drivers should be charged less for insurance than bad, irresponsible drivers

One way in which this could be done for young drivers to be offered background checks to help prove that they are responsible. These checks could include school/colleague behavior records, if the driver has a criminal record and if the driver has ever had (or still has) an asbo ect…

If these checks are passed, a discount should be offered to the driver.

Not only will all this stop young drivers being ripped off but it will also make young people think twice about committing anti-social small crimes, showing off in their cars and reducing the amount of uninsured drivers on the roads.

It’s got very little to do with irresponsibility – it’s more to do with the fact that younger drivers are generally inexperienced at driving and so are more likely to get into an accident. Background checks wouldn’t stop this kind of thing from happening.

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